ZRM Brokerage logo

Commercial Insurance Brokerage in Westchester, New York

Specialty practices in habitational, cyber, cannabis, construction, and nonprofit risks. Middle-market programs with principal-level attention. Licensed in eight states.

ZRM Brokerage mission icon

Our Mission

Simplify the way you make informed insurance decisions and use our risk management advisory to reduce your total cost of risk.

ZRM Brokerage vision icon

Our Vision

Select the right insurance policy to keep your business running and protect what matters most while at work or home.

A specialty brokerage, not a generalist shop.

Serving the New York metro area from Thornwood, licensed in eight states.

ZRM Brokerage is a commercial insurance brokerage in Thornwood, New York, founded in 2017. We build programs for middle-market businesses across the New York metro area and beyond, with specialty practices in habitational and multifamily, cyber, cannabis, construction, and nonprofit risks. Every commercial account gets principal-level attention, and personal lines round out the book for the families behind the businesses we insure.

Milli Award Winner

Westchester Business Journal

Principal-Level Service

Senior attention on every account

Top National Carriers

Plus wholesale & specialty markets

Specialty Practices

Five practices where we go deepest. Each has its own carrier relationships, its own playbook, and real placements behind it.

Manhattan skyline at sunset, New York City

Habitational & Multifamily

Apartment portfolios, condo and co-op boards, and mixed-use properties. Our flagship practice, built for today’s hard property market.

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Cyber Risk Practice

Coverage strategy, program reviews, and incident response planning. Every cyber placement handled at principal level.

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Cannabis

Cultivators, processors, dispensaries, and ancillary businesses operating in regulated markets.

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Construction

GCs, subcontractors, developers, and owners. New York Labor Law 240/241 is home turf.

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Nonprofit Insurance

Nonprofit

Boards, donors, and volunteers protected for 501(c)(3) organizations, associations, and foundations.

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ZRM by the Numbers

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customer renewal retention
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minutes to get started.
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brokerage for all of your insurance needs

Our Services

Access a wide range of insurance products and services to meet your unique needs. Whether you’re looking for personal insurance, business insurance, or specialty coverages, we are the trusted insurance broker in Westchester New York with attentive service to help you find the perfect fit.

How It Works

Three simple steps.

From cannabis cultivators to community banks, we work in 24 industries. See all the industries we insure.

Testimonials

At ZRM Brokerage, we’re committed to providing our clients with attentive customer service and support. Hear from our satisfied customers and strategic professional partners:

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