At ZRM Brokerage, Inc., we believe it’s important to provide our customers with general information about insurance coverage. However, please note that these statements are for informational purposes only and do not modify or supplement any insurance policy. To fully understand the terms, conditions, coverage, exclusions, products, services, and programs available to you, we encourage you to consult the actual policy or speak with one of our licensed agents. Please keep in mind that your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. It’s important to note that the information presented on our website does not guarantee the existence or non-existence of coverage for any particular claim or loss. Coverage will depend on the specific facts and circumstances involved in each situation, as well as the applicable policy wording. While we strive to provide accurate and up-to-date information, please understand that statements on our website regarding policies and coverages are intended for general informational purposes only and do not constitute an offer to sell insurance. Additionally, please note that insurance coverage cannot be bound or changed via submission of any online form/application provided on our site or otherwise, email, voice mail, fax, or any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed broker.

At ZRM Brokerage, Inc., we take your insurance needs seriously. If you have any questions or concerns about specific coverage details or your insurance needs, we encourage you to contact our office by email admin@ZRMBrokerage.com or by mail 980 Broadway #550 Thornwood NY 10594. Please note that all coverages are subject to the terms, conditions, and exclusions of the actual policy issued, and not all policies and/or coverages are available in every state. Finally, we want to remind you that the information provided on our site does not constitute professional or legal advice. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies and/or coverages are available in every state. Information provided on this site does not constitute professional advice: if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only: we have no control over those sites and do not endorse or guarantee any information provided by those sites. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.