Disclaimer

Last updated March 22, 2023

Website Disclaimer

The information provided by ZRM Brokerage, Inc. (“we,” “us,” or “our”) on https://www.zrmbrokerage.com (the “Site”) is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.

EXTERNAL LINKS DISCLAIMER

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

At ZRM Brokerage

At ZRM Brokerage, Inc., we believe it’s important to provide our customers with general information about insurance coverage. However, please note that these statements are for informational purposes only and do not modify or supplement any insurance policy. To fully understand the terms, conditions, coverage, exclusions, products, services, and programs available to you, we encourage you to consult the actual policy or speak with one of our licensed agents. Please keep in mind that your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. It’s important to note that the information presented on our website does not guarantee the existence or non-existence of coverage for any particular claim or loss. Coverage will depend on the specific facts and circumstances involved in each situation, as well as the applicable policy wording. While we strive to provide accurate and up-to-date information, please understand that statements on our website regarding policies and coverages are intended for general informational purposes only and do not constitute an offer to sell insurance. Additionally, please note that insurance coverage cannot be bound or changed via submission of any online form/application provided on our site or otherwise, email, voice mail, fax, or any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed broker.

At ZRM Brokerage, Inc., we take your insurance needs seriously. If you have any questions or concerns about specific coverage details or your insurance needs, we encourage you to contact our office by email admin@ZRMBrokerage.com or by mail 980 Broadway #550 Thornwood NY 10594. Please note that all coverages are subject to the terms, conditions, and exclusions of the actual policy issued, and not all policies and/or coverages are available in every state. Finally, we want to remind you that the information provided on our site does not constitute professional or legal advice. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies and/or coverages are available in every state. Information provided on this site does not constitute professional advice: if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only: we have no control over those sites and do not endorse or guarantee any information provided by those sites. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.

The Site may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links. Our affiliates include the following:

• Others as they may appear

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by linking to Amazon.com and affiliated websites.

The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.

The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.

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