Insurance for Agribusiness and Farm Operations
Agribusiness operations carry weather-dependent property exposure, equipment breakdown risk on specialized machinery, product liability for food and crop products entering the supply chain, and workers’ comp for seasonal and full-time agricultural labor. We place property, crop insurance, equipment breakdown, GL, product liability, commercial auto, workers’ comp, and pollution liability for farms, ranches, food manufacturers, and forestry operations across the region. Contact us to review your program.
Agricultural risk is different from commercial risk
Agricultural operations depend on weather, commodity prices, and regulatory compliance in ways that standard commercial insurance doesn’t address. Crop insurance is federally regulated. Farm property values are tied to land use and productivity, not replacement cost. Livestock mortality, equipment breakdown on specialized machinery, and pollution liability from chemical application all require coverage forms designed for agriculture.
We place insurance for working farms, ranches, food manufacturers, forestry operations, and hemp cultivation. Each sub-sector carries different carrier appetite and different regulatory requirements. Our agribusiness sub-practices cover the specific exposures for each operation type.
