Subcontractor Insurance

Build confidently – peace of mind for your business, clients, reputation and crew.

Subcontractor Insurance:
The best way to reduce your total cost of risk.

As a contractor, you’re responsible for making sure every construction project is done right. But with that responsibility comes the risk of accidents, lawsuits, and other unexpected events. That’s where we come in. We’re experts in subcontractor insurance and risk management, and we can help keep your business on track with solutions tailored to your specific needs.

Our insurance solutions include property and casualty coverage, employee health and voluntary benefits, and surety bonds. We’ll work with you to make informed decisions about the top risks and challenges you face, including: workers’ compensation, construction defect, general liability, environmental liability, inland marine exposures, and professional liability.

We also provide risk management services that help you reduce your total cost of risk. This includes consulting on compliance requirements and experience modification rates, as well as providing protection against property damage, worker injury, potential lawsuits and claims of negligence.

Guard against your top risks
Make informed decisions on cost-efficient solutions

  • Construction defect: Safeguarding against potential claims of negligence in the construction of structures or buildings.
  • Environmental liability: Protect your company from the significant financial impact of environmental incidents related to hazardous waste disposal or hazardous materials handling, including lawsuits, remediation and decontamination costs, and losses from business interruption.
  • General liability: Defending your company from costly lawsuits that may result from accidents, slip-and-fall incidents, accusations of neglect, libel or slander.
  • Inland marine exposures: Secure the coverage needed for potential dangers to your contractor’s tools, equipment, and materials.
  • Professional liability: If you offer design/build, design assist, value engineering or design services, professional liability insurance will protect you against claims of errors, omissions or negligence that could harm your reputation and business.
  • Workers’ compensation: Fulfill compliance requirements and work to positively impact your experience modification rate, while also reducing costs and provide protection for worksite injuries.

Start a conversation today and partner with ZRM Brokerage to build confidently tomorrow.

Access the nations best insurance for companies with subcontractors to secure appropriate coverage and cost-efficient pricing:

  • Automobile Liability
  • Commercial General Liability
  • Cyber Liability
  • Management Liability (D&O)
  • Professional Liability (E&O)
  • Property Liability
  • Sexual Misconduct Liability
  • Special Event Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation and Disability

Our risk management solutions are designed to be both cost-effective and practical, with a focus on initiatives that will have the most significant effect on your total cost of risk and protecting your personnel.

  • Claim Management & Advocacy
  • Cyber Risk Management
  • Emergency Response & Business Continuity Planning
  • Fire and Property Protection
  • Fleet Safety Program Development & Training
  • Safety Program Review & Development
  • Security & Workplace Violence Prevention
  • Workers’ Compensation Rating and Compliance
Our services are designed to provide employees of all ages with physical, mental and financial health benefits.
  • Compliance Consulting
  • Employee Health and Performance
  • Group Medical, Ancillary and Voluntary Benefits
  • HR Technology Solutions and Benefit Administration
  • Strategic Benefits Planning
  • Workforce Productivity
We can support you and your staff in achieving retirement objectives and personal financial targets.
  • Retirement Plan Consulting
  • Life Insurance Solutions
  • Executive Benefits
  • Financial Wellness Strategies
  • Goals-Based Financial Planning

PPE For Your Operations

Tackle your most pressing insurance problems and partner with ZRM Brokerage to create a lasting strategy that lowers your total cost of risk.

Together we can review your contracts to identify coverage gaps and assure compliance.

make informed insurance decisions.

Get Started Now

  • Risk Free Quotes
  • Improve Your Sustainability

  • One Stop Shop For All of Your Insurance Needs