Franchise Insurance

GL, property, workers’ comp, and franchisor/franchisee coverage structuring for franchise operations.

Insurance for Franchise Operations

Franchise operations carry a unique coverage dynamic: the franchisor’s program may provide some coverage, but franchisees typically need their own GL, property, workers’ comp, and auto. Understanding what the franchise agreement requires vs. what the franchisor’s program actually covers is the starting point. We place GL, property, workers’ comp, commercial auto, EPLI, cyber, and umbrella for franchise owners and multi-unit operators. Contact us to review your program.

Franchise Insurance & Risk Management

Ensure Your Franchise’s Success with the Right Insurance Coverage

Access the nations best insurance for franchise companies with appropriate coverage and cost-efficient pricing:

  • Automobile Liability
  • Commercial General Liability
  • Cyber Liability
  • Management Liability (D&O)
  • Professional Liability (E&O)
  • Property Liability
  • Sexual Misconduct Liability
  • Special Event Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation and Disability

Our risk management solutions are designed to be both cost-effective and practical, with a focus on initiatives that will have the most significant effect on your total cost of risk and protecting your personnel.

  • Claim Management & Advocacy
  • Cyber Risk Management
  • Emergency Response & Business Continuity Planning
  • Fire and Property Protection
  • Fleet Safety Program Development & Training
  • Safety Program Review & Development
  • Security & Workplace Violence Prevention
  • Workers’ Compensation Rating and Compliance

Our services are designed to provide employees of all ages with physical, mental and financial health benefits.
  • Compliance Consulting
  • Employee Health and Performance
  • Group Medical, Ancillary and Voluntary Benefits
  • HR Technology Solutions and Benefit Administration
  • Strategic Benefits Planning
  • Workforce Productivity

We can support you and your staff in achieving retirement objectives and personal financial targets.
  • Retirement Plan Consulting
  • Life Insurance Solutions
  • Executive Benefits
  • Financial Wellness Strategies
  • Goals-Based Financial Planning
insurance coverage for franchise owners

What types of insurance coverage do franchise owners typically need?

Franchise owners typically need a variety of insurance coverage to protect their business, including property damage, liability, workers’ compensation, and cyber insurance. However, the specific types of coverage a franchise needs will depend on the nature of the business and the level of risk involved.

How can franchise owners reduce their insurance costs?

There are several ways franchise owners can reduce their insurance costs, including implementing risk management strategies, increasing deductibles, and reviewing coverage regularly to ensure it remains adequate and cost-effective. Our expert brokers can work with you to identify cost-saving opportunities and recommend insurance solutions that are cost-effective and protect your franchise.

franchise insurance

Did You Know?

Having the right insurance coverage can not only protect your franchise from potential losses, but also increase its value and credibility in the eyes of customers and partners.

talk to daniel directly.

See what your current policy misses.

  • Send us your current policy and we’ll read every line

  • You get a written rundown of the gaps at no cost

  • A principal who knows your industry handles the placement