Hospitality Insurance

Property, GL, liquor liability, and guest injury coverage for hotels, restaurants, venues, and hospitality businesses.

Insurance for Hospitality Businesses

Hospitality businesses combine property exposure (buildings, FF&E, commercial kitchens), premises liability (guest injuries, food safety), liquor liability, event risk, and high-turnover employment practices. Hotels, restaurants, event venues, and gaming operations each carry distinct sub-exposures that need to be addressed specifically. We place property, GL, liquor liability, umbrella, EPLI, workers’ comp, commercial auto, cyber, and business income for hospitality operations across the NY metro area. Contact us to review your program.

Experience peace of mind

  • Tailor insurance and risk management strategies to particular regions of high risk and vulnerability
  • Create a risk management program to guarantee that your property and processes comply with regulations
  • Assess employee and visitor safety procedures to reduce risks and liabilities
  • Utilize risk management services to help plan and ensure your future success
Hospitality Organizations Insurance

The future of hospitality looks digital!

The fastest growing exposure for hospitality organizations is cyber liability. Data breach, social engineering and cyber deception are on the rise – let’s work together on solutions.

Unique experiences come with unique risks

Different hospitality businesses like hotels, casinos, restaurants and gentleman’s clubs all have their own set of challenges. It is important to be prepared for whatever lies ahead by having the right insurance coverage in place for your unique business and investments.

Hospitality Businesses

Starting a one-of-a-kind venture?

ZRM Brokerage can help you find insurance solutions for your new hospitality business, even the one no one else has started yet.

The Best Hospitality Insurance

Access the nations best insurance carriers for hospitality companies with appropriate coverage and cost-efficient pricing:

  • Automobile Liability
  • Commercial General Liability
  • Cyber Liability
  • Management Liability (D&O)
  • Professional Liability (E&O)
  • Property Liability
  • Sexual Misconduct Liability
  • Special Event Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation and Disability

Our risk management solutions are designed to be both cost-effective and practical, with a focus on initiatives that will have the most significant effect on your total cost of risk and protecting your personnel.

  • Claim Management & Advocacy
  • Cyber Risk Management
  • Emergency Response & Business Continuity Planning
  • Fire and Property Protection
  • Fleet Safety Program Development & Training
  • Safety Program Review & Development
  • Security & Workplace Violence Prevention
  • Workers’ Compensation Rating and Compliance
Our services are designed to provide employees of all ages with physical, mental and financial health benefits.
  • Compliance Consulting
  • Employee Health and Performance
  • Group Medical, Ancillary and Voluntary Benefits
  • HR Technology Solutions and Benefit Administration
  • Strategic Benefits Planning
  • Workforce Productivity
We can support you and your staff in achieving retirement objectives and personal financial targets.
  • Retirement Plan Consulting
  • Life Insurance Solutions
  • Executive Benefits
  • Financial Wellness Strategies
  • Goals-Based Financial Planning
talk to daniel directly.

See what your current policy misses.

  • Send us your current policy and we’ll read every line
  • You get a written rundown of the gaps at no cost

  • A principal who knows your industry handles the placement