Residential Building Insurance

Protecting your investment, homeowners, tenants and property.

Everyone Deserves Peace Of Mind

Residential building insurance is an important investment to protect your investment, homeowners, tenants and property from a broad range of risks. The best residential building insurance covers damage from fires, water, and accidents like slips and falls, but also helps protect against natural disasters like floods, earthquakes, and hurricanes. Your policy can cover expensive liability costs if someone gets hurt on your property – or if they file a frivolous lawsuit claiming that they did!

At ZRM Brokerage, our residential building insurance specialists will work with you to create a comprehensive plan that fits your needs and aligns with one of the nation’s leading insurance carriers. We have the resources and expertise to help you manage claims if they do arise from start to finish. With the right policy, you can rest assured knowing that your investment is protected from whatever life throws at it today, and tomorrow.

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The Best Residential Building Insurance & Risk Management

Access the nations best insurance carriers for residential building insurance with appropriate coverage and cost-efficient pricing. If you own a multifamily, have a condo association/HOA, or manage a larger real estate portfolio – we’re here to help:

Essential Coverages To Consider Include:

  • Commercial General Liability
  • Cyber Liability
  • Management Liability (D&O)
  • Professional Liability (E&O)
  • Property Liability
  • Sexual Misconduct Liability
  • Special Event Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation and Disability

Our risk management solutions are designed to be both cost-effective and practical, with a focus on initiatives that will have the most significant effect on your total cost of risk and protecting your investment.

  • Claim Management & Advocacy
  • Cyber Risk Management
  • Emergency Response & Business Continuity Planning
  • Fire and Property Protection
  • Safety Program Review & Development
  • Security & Workplace Violence Prevention
  • Workers’ Compensation Rating and Compliance
Our services are designed to help attract and retain top employees while providing teams of all ages with physical, mental and financial health benefits.
  • Compliance Consulting
  • Employee Health and Performance
  • Group Medical, Ancillary and Voluntary Benefits
  • HR Technology Solutions and Benefit Administration
  • Strategic Benefits Planning
  • Workforce Productivity
We can support you and your staff in achieving retirement objectives and personal financial targets.
  • Retirement Plan Consulting
  • Life Insurance Solutions
  • Executive Benefits
  • Financial Wellness Strategies
  • Goals-Based Financial Planning

Community Associations

Having appropriate levels of insurance and risk management for your association will minimize the impact of accidental losses while improving sustainability and continuity for everyone involved.

You have cyber liability exposures too

Because real estate organizations are often ill-prepared to guard against cyber attacks, they are vulnerable targets for hackers and data breach. Let’s discuss how to protect yourself, board members, and your total organization from digital threats.

Do you have a large real estate portfolio?

Through tenant liability captive insurance solutions, real estate property owners can build additional recurring revenue streams while enhancing the value of their properties. Get the information needed to make informed decisions today.

make informed insurance decisions.

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  • Risk Free Quotes
  • Improve Your Sustainability

  • One Stop Shop For All of Your Insurance Needs