Index Universal Life Insurance

I can not recommend ZRM Brokerage enough. I needed some business liability insurance and I needed it quickly. I talked to Dan on Tuesday, and I had a policy ready to sign before dinner on Wednesday. He made sure that I understood the policy he was recommending and how it compared to my current policy. He weighed the pros and cons and made sure I understood what could happen if I chose either policy. Nothing was pushed on me - it was only presented. The only regret you'll have working with ZRM Brokerage is that you didn't work with them sooner.

I work with ZRM Brokerage for all of my insurance needs. The team at ZRM has always provided me with world class customer service, close attention to detail, and solutions that meet all of my requirements. I recommend them to all of my friends and family!

ZRM got my home insurance done quickly and efficiently with zero fuss. Super professional and reliable team that is always a pleasure to work with!

Passionate, driven and sincere are three words that come to mind about Daniel Guiney at ZRM Brokerage. It’s his attention to detail and knowledge that matters most in the insurance world and I confidently refer Dan to my clients for that reason.

I go to ZRM for all insurance needs. The staff always gives me prompt and clear responses to insure my needs are met appropriately from a financial stand point. I highly recommend to anyone with all types of insurance needs.

ZRM was able to meet all of my insurance needs both quickly and without a hassle. Their customer service is amazing and they take the time to really get to know you so that they can cater to your specific needs. I’m definitely going back to them for future needs for both myself and family.

WOW, just WOW. Dan is absolutely THE insurance man ! He took care of my auto & Home insurance! I was in need of switching my auto insurance quickly & dan did nothing but impress throughout! He was quick to set up a meet with him to go through what I was looking & responsive immediately whenever I called or texted to find out info or ask questions & he truly breaks it down for you to understand what is going on. Not only that but above all, Dan has your best interest in mind. He went with a carrier who pays him less to get me the best price. He let me know every option there was. I would exclusively recommend dan to anyone who is in need of anything insurance ! I’m looking forward to further business with dan !

I have been a real estate broker for over 10 years. Daniel has become my GO TO insurance broker for homeowners insurance and renters insurance for my clients. He is smart, fast, hard-working, and has an uncanny ability to take the complexities behind insurance and risk management and make it simple to understand. Daniel is by far best in class and I recommend him without reservation.

I love how thorough Daniel Guiney is and how patient he is with explaining what it is you need and how it all works. Getting the proper insurance is not an easy thing to navigate. Bravo Daniel.

Daniel is really brilliant and super knowledgeable about insurance. He has helped me with personal and business policies. He's extremely professional, kind, diligent, and helpful. Insurance was so much more complicated before I met Daniel. He will be really honest with you and help you get the best policy that will be most beneficial to you.