Environmental Insurance

Comprehensive pollution coverages, expert risk consulting services, and specialized claims handling.

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Environmental insurance for today, and tomorrow

It’s more common than you may think for companies to have environmental liabilities and the remediation costs can be extremely expensive. The majority of standalone property and casualty policies do not insure pollution risk, which means that your environmental insurance policy is the sole means for you to guard against and recover losses caused by environmental issues. Claims cover the release of pollutants and subsequent bodily injury, property damage, cleanup and business interruption.

What does environmental insurance cover?

Following the environmental movement in the 1970s, congress passed a number of landmark bills focusing on conservation, protection, recovery and pollution liability. Environmental liability coverage includes:

  • Asbestos
  • Lead paint
  • Mold exposure and remediation
  • Brownfield sites that were used and potentially contaminated by commercial or industrial operations

Environmental protection insurance is available to help a broad range of industries including:

  • Car dealerships, gas or service stations and garages
  • Contractors
  • Dry cleaning and laundry facilities
  • HVAC contractors
  • Healthcare institutions
  • Hotels and other lodgings
  • Real estate developers
  • Shopping centers
  • Utilities

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