Professional coverage for everyone
Errors and Omissions (E&O) insurance, also referred to as Professional Liability Insurance, covers the legal costs, fines, penalties, settlements, and judgments associated with allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest that may happen due to mistakes made during the course of providing your professional services.
Like a well tailored suit
ZRM offers a range of tailor-made Errors and Omissions insurance policies that cater to the specific needs of each professional, taking into account their business’s size, industry, location, risk base, and desired coverage limits. Underwriting looks at the specific nuances of your operation to assure proper coverage during every meeting, proposal, and client interaction. Industries covered by ZRM include:
Mistakes happen when you least expect it
This is why having an errors and omissions policy from one of the nation’s leading insurance carriers is essential for smart business owners. Should you provide a service or offer a client advice that they claim backfired, your errors and omissions insurance will back you. In each of the cases below, E&O insurance covered the liable business and financed defense costs, settlements and regulatory penalties. Take a moment to review the following E&O professional liability claim examples: