Medical Malpractice Insurance

Professional liability placement and policy review for physicians, medical groups, and allied health providers. We get you to the markets that write your specialty, and we read the policy before you sign it.

Medical Malpractice, Placed and Reviewed Properly

Medical malpractice insurance, also called medical professional liability, protects physicians and providers when a patient alleges injury from negligence. Two policies with the same limit can behave very differently when a claim hits. The form, the limit structure, and the fine print decide whether you are protected or just technically insured.

New York is one of the most expensive medical malpractice markets in the country, and rates and carrier appetite shift by specialty. We are independent, so we take your submission to the specialty and wholesale markets that write your specialty, compare the forms rather than just the price, and read the policy before you sign it. You work with a principal who handles the account directly.

What We Check Before You Bind

  • Claims-made vs. occurrence – which trigger you have, and what it would cost to change
  • Tail and nose coverage – protection for past work when you switch carriers, retire, or leave a group
  • Consent to settle and the hammer clause – whether you can refuse a settlement without being penalized for it
  • Limits and defense costs – whether defense erodes your limit, and whether a group shares one limit across every provider
  • License, regulatory, and cyber – the coverage around the policy that providers tend to discover too late

Who We Place It For

  • Physicians and surgeons
  • Medical groups and practices
  • Nurse practitioners, physician assistants, and CRNAs
  • Allied health and therapy providers
  • Clinics and outpatient facilities

For the business side of a practice, see our Healthcare Business Insurance practice. For dental offices, see Dental Practice Insurance.

How We Work

If you already have coverage, send us the policy. We will tell you what it covers, what it does not, and whether the structure actually fits your practice. If you are placing fresh, we build the submission, market it to carriers that write your specialty, and bring back the analysis in writing.

Check the declarations page or ask us to look. It matters most when you change carriers or stop practicing, because a claims-made policy needs tail or prior-acts coverage to keep protecting your past work.

A claims-made policy stops responding once it ends unless you buy tail (extended reporting) or your new carrier picks up your prior acts (nose). We plan this before the change, not after.

Often only as a sublimit or an add-on, if at all. License defense is frequently underbought. We check what your policy includes and what it should.

Sometimes, and that can leave everyone exposed if one claim uses up the limit. We look at whether separate or shared limits fit how your group actually practices.

Yes. New York is consistently among the highest medical malpractice markets in the country, and appetite varies sharply by specialty. The right market depends on what you do.

Yes. Send us the policy and we will tell you what it covers, what it does not, and whether the structure fits your practice.

Send us your malpractice policy.

We will tell you what it covers, what it does not, and what it should. Request a program review or text 914-361-9854.

talk to daniel directly.

See what your current policy misses.

  • Send us your current policy and we’ll read every line

  • You get a written rundown of the gaps at no cost

  • A principal who knows your industry handles the placement