Earthquake Insurance

Don’t let a seismic event shake up your lifestyle.

More often than you might think.

Earthquakes can strike anywhere and anytime, leaving devastating consequences for homeowners and their communities. While standard homeowners insurance may cover some damages, this type of policy often falls short when it comes to covering the full extent of your earthquake-related losses.

Having a conversation about the proper coverage is crucial for protecting your home and assets. The right policy will provide peace of mind knowing that you and your loved ones are covered in the event of a disaster, and it can help you quickly recover and rebuild after seismic activity.

Don’t wait for an earthquake to shake things up before you protect yourself, your family, and your property. Speak with a trusted advisor at ZRM Brokerage and rest easy knowing that you are prepared for the unexpected.

Earthquake Insurance FAQ

Earthquake insurance is a type of coverage that specifically protects homeowners and business owners from the financial losses caused by an earthquake. It is usually a separate policy or endorsement that can be added to a standard homeowner’s or business insurance policy.

Earthquake insurance typically covers damage to the structure of the building, as well as personal property inside the building that is damaged as a result of an earthquake. It can also cover additional living expenses if the policyholder is unable to live in the damaged property.

No, earthquake liability insurance is not typically required by law. However, if you have a mortgage on your property, the lender may require you to purchase earthquake insurance as a condition of the loan.

The cost of earthquake insurance can vary depending on a number of factors, including the location and age of the property, the construction of the building, and the amount of coverage needed. It’s important to work with a broker who can help evaluate your risk and secure a policy through one of the nation’s leading insurance carriers.

You can purchase earthquake insurance through an insurance broker like ZRM! It is important to have a broker shop around and compare policies from different insurance companies to find the best coverage and the most cost-effective rate.

Contact ZRM Brokerage to get started.

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