Health insurance doesn’t need to be complicated
Obtaining individual health insurance for yourself or your family is a great option if you need protection and are self-employed, retired, or require temporary coverage. Affordable options are available through the nation’s top carriers.
Compare plans and carriers before you commit
Comparing benefits across policies and carriers can help in selecting the right individual health insurance plan, including:
- Individual and family packages (ages 19 to 64)
- Child health insurance (ages 0 to 18)
- Temporary individual health solutions
- Independent Dental Insurance
- Medicare Supplement Insurance
If you’re unsure of your coverage options, one of our specialists can help by reviewing them and answering any questions. Once you’re ready to purchase, our team will assist with your application and handle everything needed to ensure you get the right coverage.
Finding the right individual health plan
Individual health insurance is most relevant for self-employed professionals, early retirees not yet eligible for Medicare, and individuals between jobs who need more than COBRA. The Affordable Care Act marketplace provides subsidized options based on income, but the plan designs and provider networks vary significantly by carrier and metal tier.
We help clients compare plans across carriers based on what actually matters: whether your doctors are in-network, what the out-of-pocket maximum really means for your usage pattern, and whether a higher-premium plan with lower deductibles saves money compared to an HSA-eligible high-deductible plan. The answer depends on your actual healthcare utilization, not on a premium comparison chart.
For business owners looking at group health for employees, we handle small group plans as well. The threshold between individual and group coverage depends on your state and your employee count.
