Medigap Insurance, commonly referred to as Medicare Supplemental Insurance, is provided by private insurance companies in order to bridge the coverage gaps of Medicare Parts A and B. According to federal and state regulations, the 14 Medicare Supplemental insurance plans (Plans A through N) all offer the same coverage no matter which insurance carrier it’s provided by. Medicare pays first, which allows beneficiaries to access providers in any location in the US, without having to worry about networks or referrals.

Medigap Insurance is designed to help cover the costs of services that Medicare does not cover, such as copayments, coinsurance, and deductibles. It also helps with certain medical expenses that are not covered by Medicare Parts A and B, such as emergency care received outside of the US. Medigap plans can be used to supplement Original Medicare or a Medicare Advantage plan. It can also help to reduce out-of-pocket costs for those who travel frequently or live abroad. Additionally, Medigap Insurance may be used to cover the cost of prescription drugs that are not covered by Original Medicare or a Medicare Advantage plan.

Applying for Medicare Supplemental Insurance doesn’t need to be complex, but it does need to be done correctly.

Contact ZRM Brokerage today and be connected with a personal Medicare Supplemental Insurance expert who can help you complete your applications while making an informed decision that saves both your time, and money.