Before setting sail, you check your pre-departure plan, we’ll check your boat insurance policy. Appropriate risk management is the most important tool for boat owners to avoid uncertainties and enjoy their time on the water.

Your boat owner’s policy provides protection for transport, dry docking, docks appearing out of the mist, weather related damages to your equipment and any unfortunate injures to yourself, your passengers or anyone else due to negligence.

At ZRM we have solutions for fishermen, captains of mega-yachts, and cigar boat enthusiasts alike. If it floats, our team is prepared to help you mitigate risks and keep full steam ahead regardless of the weather. By providing you access to the nation’s leading insurance carriers, all motorized water vehicles including fishing boats, pontoon boats, yachts and jet skis and can be protected through coverage for inland waterways or coastal waters.

Typical boat insurance coverage provides:

• Hull protection
• Machinery failure
• Fittings
• Furnishings
• Permanently attached equipment

Boat insurance liability policies will protect you against instances of:

• Theft
• Bodily injury caused to another person
• Property damage caused to someone else’s property
• Guest or passenger liability for legal expenses if used without permission
• Medical payments for injuries to the boat owner and other passengers

Contact ZRM Brokerage to get started today!