Municipal Insurance

Sustainably serve your community with risk management.

Let’s work together for a better tomorrow

We’ll work with you to develop a comprehensive municipal insurance solution that meets the unique needs of your community and its stakeholders. We’ll also provide ongoing support, so you can rest assured that your plan is up-to-date and compliant with all applicable regulations as your community continues to grow.

Municipal insurance can be complex and confusing but you do not need to navigate the risk management landscape alone. That’s why we offer a variety of resources to help you make informed decisions about your commercial insurance needs ranging from general liability, to cyber liability and more. From educational materials to webinars and seminars, by using ZRM Brokerage, you’ll have access to a team is capable of providing the guidance you need to make the best choices for your municipality.

Risk management helps increase your community’s sustainability while reducing the total cost of your risk. This allows you to put more funds towards your mission and not toward expensive litigation.

At ZRM, we’re committed to helping you find the right municipal insurance solution for your community.

Contact us today to get started.

The Best Municipality Insurance

Access the nations best insurance for municipalities with appropriate coverage and cost-efficient pricing:

  • Automobile Liability
  • Builders Risk
  • Commercial General Liability
  • Cyber Liability
  • Management Liability (D&O)
  • Professional Liability (E&O)
  • Property Liability
  • Sexual Misconduct Liability
  • Special Event Liability
  • Umbrella/Excess Liability
  • Workers’ Compensation and Disability

Our risk management solutions are designed to be both cost-effective and practical, with a focus on initiatives that will have the most significant effect on your total cost of risk and protecting your personnel.

  • Claim Management & Advocacy
  • Cyber Risk Management
  • Emergency Response & Business Continuity Planning
  • Fire and Property Protection
  • Fleet Safety Program Development & Training
  • Safety Program Review & Development
  • Security & Workplace Violence Prevention
  • Workers’ Compensation Rating and Compliance
Our services are designed to provide employees of all ages with physical, mental and financial health benefits.
  • Compliance Consulting
  • Employee Health and Performance
  • Group Medical, Ancillary and Voluntary Benefits
  • HR Technology Solutions and Benefit Administration
  • Strategic Benefits Planning
  • Workforce Productivity
We can support you and your staff in achieving retirement objectives and personal financial targets.
  • Retirement Plan Consulting
  • Life Insurance Solutions
  • Executive Benefits
  • Financial Wellness Strategies
  • Goals-Based Financial Planning
make informed insurance decisions.

Get Started Now

  • Risk Free Quotes
  • Improve Your Sustainability

  • One Stop Shop For All of Your Insurance Needs